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Power Your Retirement
Hosted by Steve Smit, CERTIFIED FINANCIAL PLANNERĀ® and founder of Powerhouse Financial Advisors, this podcast is designed to help employees of large publicly traded utility companies take control of their retirement planning. Steve, author of Power Up Your 401(k), shares insights on maximizing 401(k) options, navigating self-directed brokerage accounts, and creating a secure financial future. Tune in for practical advice, helpful resources, and strategies to power up your retirement! Subscribe and never miss an episode! Also available in video format on YouTube. For more information about Power Your Retirement, visit PowerhouseFinancialAdvisors.com or call 775-266-8867.
Power Your Retirement
A Smarter 401(k) Philosophy for Utility Employees
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š± Want expert help in planning for your financial future? Schedule a check-in meeting with Steve:
https://calendly.com/steven-powerhouse-advisor/sce-employee-401k-retirement-meeting?month=2026-05
ā” Get your no-cost Retirement Toolkit: https://keap.page/ngt919/toolkit.html
In this mini-episode, Steve explains why generic investment advice can fall short, especially for utility employees with cash balance pensions, profit-sharing plans, and other employer-sponsored benefits. He shares his philosophy of integrating every piece of your retirement puzzle rather than treating your 401(k) as a standalone account.
Hereās some of what we discuss in this episode:
šÆ Why Target Date Funds Miss the Mark
š¦ The Hidden Value of Your Cash Balance Pension
š§© Connecting All the Pieces of Your Retirement Plan
ā” How Utility Employees Should Think Differently About Investing
š Why "Right-Sizing" Your 401(k) Matters
Get your copy of Power Up Your 401K in our toolkit: https://keap.page/ngt919/toolkit.html
YouTube: https://www.youtube.com/channel/UCEE5ZkDedYTsKzkh2UxQ9Sg
Book your financial check-in meeting with Steve: https://calendly.com/steven-powerhouse-advisor/sce-employee-401k-retirement-meeting?month=2026-05
Other ways to get in touch:
Phone: (775) 266-8867
Our website: https://powerhousefinancialadvisors.com/
Email: info@powerhousefa.com
LinkedIn: https://www.linkedin.com/company/powerhouse-financial-advisors/
Facebook: https://www.facebook.com/PowerhouseFinancialAdvisors
This podcast is provided by Powerhouse Financial Advisors Inc. ("PFA"), a state-registered investment adviser. The information provided is for informational and educational purposes only and should not be considered personalized investment advice. PFA does not guarantee the accuracy, completeness, or suit...
