Why Spending in Retirement Is Harder Than It Sounds

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Most financial advice focuses on saving for retirement, but what happens when it’s finally time to spend? For many retirees, that shift is harder than expected. After decades of building habits around saving, flipping the switch can trigger fear, hesitation, and even guilt. Today, Steve discusses the emotional and psychological barriers to spending, along with practical strategies to help retirees feel confident using their money.           

Here’s some of what we discuss in this episode:

😬 Emotional Barriers: Fear and guilt hold you back

🔍 Shift Mindset: Reframe habits around money

📊 Smart Planning: Build confidence with strategy

🧾 Real Examples: Learn from real retiree stories

🏁 Encouragement: Permit yourself to enjoy our savings

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This podcast is provided by Powerhouse Financial Advisors Inc. ("PFA"), a state-registered investment adviser. The information provided is for informational and educational purposes only and should not be considered personalized investment advice. PFA does not guarantee the accuracy, completeness, or suitability of ...